Purchasing car insurance seems simple, but when you start shopping you may feel overwhelmed. There are many types of car insurance that auto insurance groups offer, but how do you know what you need? keep reading to find out what types of car insurance you need from an auto insurance group.
Liability coverage is protection for when you’re at fault in an automobile accident. This covers both injuries of other people and damage caused to someone else’s property like their car.
Since liability coverage covers other people in an accident, you will need medical payment coverage to cover yourself and your passengers. This coverage covers regardless of who is at fault in an accident.
If you are involved in an accident with someone who breaks the law by not having liability coverage, you’ll need uninsured motorist coverage to cover your damages.
Sometimes people carry insurance, but just not enough. In case you are involved in an accident with an underinsured motorist, you’ll need underinsured motorist coverage. This will cover your medical expenses even when their insurance maxes out.
To learn more about purchasing auto insurance from an auto insurance group, watch the video above!